Higher Yields. Lower Risk.

The Real Estate Developer enters into a Water Main Extension Refund Contract ('Refund Contract') to extend water services to their project, presenting an attractive opportunity for those seeking an alternative investment with a higher yield, ultimately enhancing the investment grade of the development.

Real Estate Developers often view paying the Water Company a Refundable Deposit, which covers the entire cost of new water services, as an Alternative Investment that can provide a Higher Yield compared to traditional options, ensuring it meets Investment Grade standards.

After the new water lines are installed, the Water Company refunds the developers' deposit, which serves as an alternative investment. The full amount of the refundable deposit, considered an investment grade option, is returned over 40 years, without interest, offering a higher yield compared to other traditional investments.

Real Estate Developers sell their Refund Contracts to free up capital for their business, allowing them to pursue higher yield opportunities. We acquire Refund Contracts at a significant discount from the Refundable Balance, enabling us to create a profit through this alternative investment strategy. Refund Contracts are typically sold to individual investors or placed into the Apex Income Fund, where investors can purchase investment grade Notes backed by these Refund Contracts.

Refund Contracts function similarly to annuities, but they provide a higher yield, making them an attractive alternative investment option compared to traditional investment grade annuities.

Water Companies, considered an alternative investment, are regulated by the California Public Utilities Commission, which ensures that they have approved profit margins built into their tariff schedules, providing a higher yield while maintaining investment grade standards.

During our 50 years of experience with over 5,000 Refund Contract transactions, we have confidently offered this Alternative Investment option, ensuring that no Refund Contract has ever defaulted. Our focus on providing a Higher Yield through Investment Grade contracts underscores our commitment to secure and reliable investment opportunities.